Differential Settlement Causes Cracks in Expensive Split-Level Home Synopsis Several cracks in the exterior brick veneer were found to be caused by differential settlement of the foundation. This occurred because part of the foundation was founded on loosely compacted fill that consolidated after construction of the house. Main Report General Information Background Description Method of Investigation Observations Findings and Conclusions Recommendations Estimated Costs Limitations Appendixes Appendix A: Photographs Appendix B: A.B. Chance Anchors and Foundation Home Page Appendix C: Causes of Foundation Movement | Structural Inspections | Residential & Commercial Services |